Village Bank & Trust Bonuses: $200, $300, $500 Checking, Savings, Business Promotions (IL)

You can find the latest Village Bank & Trust bonuses, promotions, and offers here.

They are currently offering a generous $200, $300 or $500 bonus when you open a checking account and complete the qualifying activities.

Update 2/11/25: The checking and savings bonus offers have been extended through 7/31/25.

Village Bank & Trust Bonuses Review

Village Bank and Trust is headquartered in Arlington Height, Illinois and they were established in 1995. Since then they have grown to 10 locations and they boast an A+ health rating.

I’ll go over the Village Bank & Trusts Bonuses below.

Village Bank & Trust $500 Checking & Savings Bonus

You can receive a $500 bonus when you open a new checking & savings account and meet certain requirements.

• What you’ll get: $500 Bonus
• Eligible account: Checking & Savings Account
• Where it’s available: IL (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fee: None
• How to earn it:
  • Total Access $300:
    • Open a new Total Access Checking account
    • Tell them you are aware of this Total Access Checking account bonus offer at account opening
    • Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened.
  • Statement Savings $200:
    • Open a new Statement Savings account
    • Tell them you are aware of this Statement Savings account bonus offer at account opening
    • Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location
    • Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.

(Expires 07/31/2025)

Fine Print

• General Bonus Information. Offers valid for accounts opened 2/1/24 — 7/31/25. Offers not available to existing or closed checking/savings account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Total Access Checking offer combinable with any WTFC savings offer; Statement Savings offer combinable with any WTFC checking offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
• Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
• Statement Savings Bonus Qualifications. (i) Open new Statement Savings account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Esavings200 when applying online; (iii) deposit $15,000 or more of new money (defined as money not currently held at any WTFC location); & (iv) maintain minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month the new account is opened (‘Qualification Period’). New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.

Village Bank & Trust $300 Checking Bonus

You can receive a $300 bonus when you open a new checking account and meet certain requirements.

• Direct Links:
  • Total Access Checking
  • White Sox Checking
  • Cubs Checking
• What you’ll get: $300 Bonus
• Eligible account: Checking Account
• Where it’s available: IL
• Credit Inquiry: Soft Pull or Hard Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fee: None
• How to earn it:
  • Open a new Total Access/Cubs/White Sox Checking account
  • Tell us you are aware of this Total Access/Cubs/White Sox Checking account bonus offer at account opening
  • Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’).
  • Enroll in online banking and activate e-statements within the Qualification Period.

(Expires 07/31/2025)

Fine Print

• Total Access Checking Bonus Information. Offer valid for accounts opened 2/1/24 – 7/31/25. Offer not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
• Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Your account opening date is the business day that we open your account. If your account is opened on a non-business day (weekends and federal holidays), your account opening date is the next business day. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.

Village Bank & Trust $300 Business Checking Bonus (Expired)

When you open a checking account and meet the requirements, you can receive a $300 bonus.

• What you’ll get: $300 Bonus
• Eligible account: Entrepreneur Checking Account
• Where it’s available: IL
• Credit Inquiry: Soft Pull or Hard Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fee: $15-$25
• How to earn it:
  • Receive a sign up bonus of $300 when you open a new Entrepreneur checking account and complete the following requirements:
    • Deposit and maintain $1,500 or more in new money
    • Complete 5 qualifying transactions
    • Enroll in online banking and activate eStatements

(Expired)

Fine Print

• This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or its active employees.
• Limit 1 bonus payment per customer, regardless of the number of accounts opened.
• If you qualify for this Entrepreneur Checking account bonus offer, you are ineligible to receive this Entrepreneur Checking account bonus offer from any other WTFC location.
• If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur Checking account bonus offer.
• Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
• If you are a sole proprietorship or a single member LLC, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them.

How To Avoid Monthly Fees

• Total Access Checking: None
• Access Plus Checking: $10 monthly fee waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
• Premier Checking: $25 monthly fee waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
• Cubs Checking: None
• White Sox Checking: None
• Student Checking: None
• Platinum Preferred Checking: $10 monthly fee waived with $1,000 minimum daily balance
• Money Smart Checking: None
• Statement Savings: $5 monthly fee waived with $200 daily minimum balance
• Money Market: $15 monthly fee waived with $2,500 minimum daily balance OR $5,000 average daily balance for the monthly cycle
• Junior Savers Statement Savings: No monthly fees while under age 22
• MaxSafe Money Market: None
• Entrepreneur Checking: More than 75 transactions, require a $1,500 minimum average collected balance to avoid a $15 monthly fee
• Business Community Checking: Minimum average collected balance of $5,000, otherwise $15 monthly fee
• Have It All Business Checking: Minimum average collected balance of $20,000, otherwise $25 monthly fee

Conclusion

The bonuses from Village Bank & Trust are pretty decent, if you qualify you can earn a fantastic bonus! However, be sure to check if it’s soft pull or hard pull before you open the account.

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Feel free to comment on this post with any questions you may have about Village Bank & Trust, their accounts they offer, or coupon codes.

Check back often for more Village Bank & Trust Bonuses, Promotions, or Offers!