Available nationwide, Vista Bank VistaSmart Checking is offering a 2.49% APY Rate on their VistaSmart Checking Account. Continue reading to learn everything you need to know about the attractive rate and account.
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Vista Bank VistaSmart Checking Review
Vista Bank is headquartered in Dallas, Texas and was established in 1912. Since then they have grown to 15 locations and boast an A health rating.
In addition to the rate from Vista Bank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review Vista Bank VistaSmart Checking below.
Vista Bank VistaSmart Checking Rate
When you sign up for their VistaSmart Checking Account, you can start maximizing your savings and it takes just minutes to open an account online. Paying one of the highest yields nationwide while offering all the conveniences you deserve!
- What you’ll get: 2.49% APY
- Eligible account: VistaSmart Checking
- Credit inquiry: Unknown
- Where it’s available: Texas
- Opening Deposit: $100
- Monthly fee: Yes
- Early Termination Fee: $25
(FDIC Insured)
How to Earn Vista Bank VistaSmart Rate
- $100 minimum to open
- To earn higher rate and avoid $4.99 monthly fee you must:
- Have 2 minimum direct deposit or ACH transaction per month
- Have 30 minimum debit card transactions per month
- Receive eStatements
| Balance Requirement | APY Rate |
| $0 – $30,000 | 2.49% APY |
| $30,000+ | 0.25% APY |
Vista Bank Account Features
- No minimum balance
- $100 minimum to open account
- Free checks, money orders, and cashier’s checks
- ATM fees refunded nationwide, up to $25 (if all requirements pertaining to this account are met)
- Refund foreign ATM fees (max $25 monthly)
- Online Banking
- Online Bill Pay
- eStatements
- Free Debit card
- Free checks
- Mobile Banking
Conclusion
Check out this great offer from Vista Bank when you open a VistaSmart Account. You can enjoy earning an attractive rate of 2.49%. Take advantage of the services they have to offer along with these savings. With a great account like this, I recommend signing up today so you can start saving and growing your money for the future!
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