With the Wells Fargo Propel 365 American Express® Card, you will be able to earn 20,000 Bonus Points when you make a spend of $3,000 in net purchases in the first 3 months. With the Propel 365, you will be getting 3X the points at U.S. gas stations and 2X the points at U.S restaurants. Not only that but you’ll receive a 0% introductory APR for 12 months on purchases and balance transfers. This is a card known for it’s prowess for gas and restaurant spend. Sign up and get 20,000 bonus points plus up to 3x points on purchases!
 The United ClubSM Infinite Card offers 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 4x miles on United® purchases • 2x miles on all other travel and dining • 1x mile on all other purchases. • Earn up to 15,000 Premier qualifying points per calendar year (1 PQP for every $15 you spend on purchases) This card does carry an annual fee of $525. However, you can get up to $120 Global Entry, TSA PreCheck or NEXUS fee credit. In addition, you'll get a savings of up to $360 per roundtrip (terms apply) by getting your first and second checked bags for free and Premier Access travel services! Member FDIC |
Wells Fargo Propel 365 AMEX Card Summary:
- Maximum Bonus: 20,000 Bonus Points
- Spending Requirement: You must spend $3,000 within 3 months of account opening.
- Annual Fee: $45 (waived for the first year)
- Bonus Worth: 20,000 Bonus Points is worth $200.
- Expiration Date: No expiration
- Additional Advice: Redeeming the 20,000 Bonus Points on travel booking is said to yield an approximate 1.5¢ per point which could equate to $300 in value.
Wells Fargo Propel 365 AMEX Card Features:
- Earn 20,000 bonus points when you spend $3,000 in net purchases in the first 3 months
- Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, and 1X points on other net purchases every day
- 0% Intro APR for 12 months on purchases and balance transfers, after that the variable APR will be 14.49%-22.49%
- Enjoy special offers on airfare, hotels, and amenities, plus a 24/7 concierge and other travel and purchase protection benefits
- Earn an annual relationship bonus of 10%, 25%, or 50% on non-bonus rewards points if you maintain a qualifying consumer Wells Fargo Checking or Savings Account
- Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
- Your points do not expire as long as your account is open and there is no cap on the non-bonus points you can earn
Wells Fargo Relationship Bonus:
The Relationship bonus is one of Propel’s most prominent features with a chance for you to reap further rewards with a:
- Consumer checking or savings account (CDs and HSAs do not count): +10% to base points
- PMA package (balance < $250,000): +25% to base points
- PMA package (balance > $250,000): +50% to base points
- Wells Fargo Private Banking PMA package: +50% to base points
Keep in mind that the bonus will be paid out on the 13th month’s billing cycle after subsequently opening your account and annually thereafter. Be aware that the relationship bonus does not count towards any sign-up or bonus points.
Propel 365 Pros:
- $20,000 Sign-up Bonus
- Exceptional rewards rate for Gas spend
Propel 365 Cons:
- $45 Annual Fee
Conclusion:
The Wells Fargo Propel 365 American Express® Card is one of the better cards for your gas and restaurant spend. Not only that but you will be able to take advantage of 20,000 Bonus Points with a spend of $3,000 within 90 days of account opening. Certainly, this card does show some great prospects when it comes to rewards value: Redemption for travel booking leaves you at 1.5 cent apiece and could mean a generous 4.5% cash back on gas and 3% on Restaurants. To top off the cash back, you can also open a Wells Fargo Checking or Savings account to earn +10%. We would recommend the PMA package only to those willing to put a huge spend on gas or restaurant purchases considering that you’ll need $25,000+ in deposits. Lastly, it’s not recommended that you use this card as a everyday basis card. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!
