The World Wildlife Fund Credit Card from Bank of America has an introductory offer of: $200 cash bonus. Even though this isn’t the best welcome bonus offer there is, this card has no annual fees attached to it.
With the World Wildlife Fund, it is an organization that has a goal of protecting and saving endangered animals. This is a co-branded credit card that was made for clients that want to gain rewards and help the wildlife conservation.
Similar to the Bank of America Cash Rewards credit card, the World Wildlife Fund card offers you 2% cash back for grocery stores and wholesale clubs. And 3% cash back in a category of your choice. These cards will also give you relationship bonuses for Bank of America Preferred Rewards customers.
If you want to give to breast cancer research instead, then you should consider the Susan G. Komen Cash Rewards Visa credit card offer. Want to contribute to breast cancer research instead? Check out the Susan G. Komen Cash Rewards Visa credit card.
World Wildlife Fund Credit Card Quick Facts
| Bonus Available | Receive $200 bonus cash rewards once you’ve spent a minimum of $1,000 in expenses in the first 90 days of having your account open. |
| Bonus Value | $200 |
| Ongoing Rewards/Benefits | Limited 3% cash back in the category of your choice: gas, online shopping, dining, travel, drugstores or home improvement/furnishings.**
Limited 2% cash back at grocery stores and wholesale clubs.** Unlimited 1% cash back on all other purchases. Preferred Rewards clients get a 25% to 75% rewards bonus on every purchase. |
| Foreign Transaction Fees? | 3% |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of Bank of America bonuses for Checking & Savings accounts.*
Pros
- No annual fee
- Welcome bonus
- Bonus category of your choice
- Bank relationship bonus
- Supports wildlife conservation
Cons
- Good-Excellent credit needed to qualify
- Spending cap on bonus categories
- Foreign transaction fees
Editor’s Alternate Pick
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
World Wildlife Fund Credit Card $200 Bonus Cash
Make use of the World Wildlife Fund Credit Card’s introductory bonus cash offer of: $200 put on your rewards balance. You must charge your card with a minimum of $1,000 in the first 90 days of having your account open to be able to qualify for this offer.
Here are some ideas on meeting the spending requirement:
Earning World Wildlife Fund Cash Rewards
The World Wildlife Fund credit card can offer you a good potential for very valuable rewards if you spend your money wisely. However, their rewards system is a little difficult to comprehend.
You can get the largest rewards rate of 3% cash back from the category you’ve picked. You will be able to pick from one of the 6 choices such as:
- Gas
- Online shopping
- Dining
- Travel
- Drugstores
- Home improvement and furnishings
If you don’t pick a category option, it will be defaulted to the 3% category for gas. You will be able to gain an unlimited 1% cash back for other expenses.
Regrettably, your rewards at the 2%-3% rates will be capped at the first $2,500 for spending altogether each quarter. Other than that, the rewards rate will decrease to 1% for each expense you make.
But, if your spending habits are different, you are able to update and change your category option for future expenses once a month with the mobile banking app or website.
BoA Preferred Rewards Members Bonus
Sign up for the Bank of America Preferred Rewards and benefit from the 25% – 75% rewards increase for each purchase. Hypothetically, a $100 purchase that gains 3% ($3) will gain you $3,75, $4.50, or $5.25 depending on your tier option. It will be posted onto your account.
If you want to participate in the Preferred Rewards program, you will have to:
- Have an active BoA personal checking account or an Advantage Banking account, and
- Maintain a 3-month average combined balance in your BoA accounts and/or your Merrill Edge and Merrill Lynch investment accounts.
| Tier | Qualifying Combined Balance |
| Gold | $20,000 |
| Platinum | $50,000 |
| Platinum Honors | $100,000 |
Customers that are already signed up for the Preferred Rewards program will get a bonus of 25% for the Gold tier, 50% for the Platinum tier, or 75% for the Platinum Honors tier.
| Tier | Gold | Platinum | Platinum Honors |
| 3% category | 3.75% | 4.5% | 5.25% |
| 2% category | 2.5% | 3% | 3.5% |
| 1% category | 1.25% | 1.5% | 1.75% |
Redeeming World Wildlife Fund Cash Rewards
You can redeem your cash rewards for any amount at any given time towards:
- Statement credits
- Deposits made directly into a BoA checking or savings account
- Credits to eligible Merrill Lynch or Merrill Edge accounts
You’ll be able to set up an automatic redemption for a qualifying Bank of America, Merrill Lynch, or Merrill Edge account with a starting amount of $25.
World Wildlife Fund Support
If you have your World Wildlife Fund credit card active for a minimum o f90 days, and charge it for the first time, Bank of America will donate $3 to the organization. With that in mind, the non-profit will receive 0.08% of all of the store expenses that have been put on the card. With $3 included for each time you have your account renewed. However, if it doesn’t have a zero balance then you should be fine.
Bottom Line
There aren’t a lot of no-annual fee credit cards that have a $200 welcome bonus included. There also isn’t a lot of cash back credit cards that will allow you to pick your own 3% bonus option each month. Using the whole defined one for online shopping, you will be able to see that it’s easy to take advantage of your 3% bonus reward.
If you want to be eligible for the Preferred Rewards program, you will be able to increase your earnings from the average 3% to no more than 5.25% when you keep your huge balance with Bank of America or Merrill Lynch.
However, there is a catch to this card. It has a small ceiling for their rewards and what you can gain with the 2% to 3% rates altogether. Since this limit is there, World Wildlife Fund credit card may not be the best choice for people who like to spend a little more than normal.
If you want a credit card that offers you large rewards to back up your large spending habits, there are several different choices elsewhere.
(Visit World Wildlife Fund for more information)
What’s the Competition?
There are some of World Wildlife Fund credit card’s top competitors listed below.
The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
