The Zions Bank Amazing Cash Credit Card has a welcome bonus rate of 2% cash back in the first 90 days of opening your account. With this card, there will be no limitations placed for how big of a bonus rate you can gain. See our list for more credit cards like the Chase Freedom Unlimited®.
Using this Zion Bank Amazing Cash credit card is a good option to have if you want to earn easy rewards with no annual fees included. This card will also offer you a flat rate of 1% cash back for all your daily expenses. There will also be an annual cash back bonus you can receive depending on how much you’ve spent the year before.
But, this card isn’t available for everyone to apply for this card. Zions Bank Amazing Cash credit card is restricted to certain locations where a Zions Bank operates (more on that later).
| Bonus Available | Receive a higher rate of 2% cash back on all expenses within the first 90 days of opening your account. |
| Bonus Value | N/A |
| Ongoing Rewards/Benefits | Gain an unlimited 1% cash back for each $1 used for eligible purchases.
Get a 25% annual rewards bonus, depending on how much you spend annually (more on that later). |
| Foreign Transaction Fees? | 3% |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*Compare this Zions Amazing Rewards card to other credit card offers.*
Pros
- No annual fee
- Welcome bonus rate
- Annual bonus
- Unlimited rewards
Cons
- Limited availability
- Good-Excellent credit needed to qualify
- Low earning potential
- Foreign transaction fees
Editor’s Alternate Pick
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
Zions Bank Amazing Cash Card 2% Cash Back Bonus Rate
This offer isn’t like other welcome bonuses you would receive for other cards, the Amazing Cash card will offer you a bonus rate of 2% cash back on daily expenses within the first 90 days of having your account open. In other words, with a starting rate of 1% cash back, you would be able to gain double the regular amount you’d normally be able to earn.
Remember that there will not be any spending qualifications or limitations as to how many bonuses you will be able to receive.
Redeeming Zions Bank Amazing Cash Rewards
Once you are able to build up about $25 in rewards, you’ll be able to redeem it as any dollar amount you desire as credit for your Zions Bank credit card or into your Zions Bank deposit account.
You won’t have to worry about your Amazing Cash rewards expiring as long as your account is within good standing.
Zions Bank Amazing Cash Card Annual Bonus
The amount you receive for the annual bonus will all depend on how much money you used the year before. To qualify, you must charge your card with a minimum of $5,000 annually to be able to get the smallest portion of a bonus.
| Annual Spending | Annual Bonus |
| $0 – $4,999 | 0% |
| $5,000 – $9,999 | 5% |
| $10,000 – $14,999 | 10% |
| $15,000 – $19,999 | 15% |
| $20,000 – $24,999 | 20% |
| $25,000+ | 25% |
Zions Bank Amazing Cash Card Availability
The Zions Bank Amazing Cash card is limited to certain locations that have an operating Zions Bank such as: Idaho, Utah, and Wyoming.
Bottom Line
The Zions Bank Amazing Cash card has a decently low return rate. However, it is only eligible for people who reside in the 3 states listed above. Compared to this card, there are lots of other different options of credit cards that’ll have more to offer you with a larger earning potential and a bigger range of availability at the same price.
(Visit Zions Amazing Card for more information)
What’s the Competition?
There are some of Zions Bank Amazing Cash credit card’s top competitors listed below.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
