The Zions Bank Amazing Rewards Credit Card is offering a bonus deal for double points in the first 90 days. There will not be any limits placed on this card for the amount of bonus points that can be gained. See our list for more credit cards like the Chase Freedom Unlimited®.
These rewards are easy to earn and this card also has no annual fee. The Zions Amazing Rewards credit card comes with a good flat rate of 1x points for daily expenses. It even has annual points bonuses depending on how much money you’ve used in the year before.
However, it’s not qualified for everyone to apply for this credit card. The Zions Bank Amazing Rewards credit card is restricted to certain locations where this bank works (more on that later).
Zions Amazing Rewards Card Quick Facts
| Bonus Available | Get double rewards points for the first 90 days from account opening. |
| Bonus Value | N/A |
| Ongoing Rewards/Benefits | Earn 1 point for every $1 you spend.
Enjoy up to a 25% annual rewards bonus, depending on your annual spend (more on that later). |
| Foreign Transaction Fees? | 3% |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*Compare this Zions Amazing Rewards card to other credit card offers.*
Pros
- No annual fee
- Welcome bonus rate
- Annual bonus
- Unlimited rewards
Cons
- Limited availability
- Good-Excellent credit needed to qualify
- Low earning potential
- Foreign transaction fees
Editor’s Alternate Pick
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
Zions Bank Amazing Rewards Card 2x Points Bonus Rate
Compared to other credit card bonuses, this Amazing Rewards card will offer you a bonus rate of 2x for all of your daily expenses within the first 90 days of having your account open. It will also include a starting rate of 1x points, you will be able to gain double the amount of points than you typically would.
With this card, there will not be any spending or time limitations for the amount of bonus points you can gain.
What are Amazing Rewards Points Worth?
For every Amazing Rewards point, each will be worth about the standard $0.01. In other words, this would mean that every 100 points will equal $1. Your Amazing Rewards points can be redeemed as a statement credit for at least 2,500 ($25) each time.
Amazing Rewards points will not expire as long as your account is in good standing.
Zions Bank Amazing Rewards Card Annual Bonus
To receive this annual bonus offer, it will all depend on how much money was spent in the year before. You will need to charge your card with a minimum of $5,000 annual to gain a small bonus offer out of it.
| Annual Spending | Annual Bonus |
| $0 – $4,999 | 0% |
| $5,000 – $9,999 | 5% |
| $10,000 – $14,999 | 10% |
| $15,000 – $19,999 | 15% |
| $20,000 – $24,999 | 20% |
| $25,000+ | 25% |
Zions Bank Amazing Rewards Card Availability
The Zions Bank Amazing Rewards card is limited to certain locations that have a Zions Bank close by such as: Idaho, Utah, and Wyoming. If you reside elsewhere, then you should consider looking into a different credit card option.
Bottom Line
The Zions Bank Amazing Rewards card has a pretty low return rate, and is only offered to people who live in the states listed above. However, there are much more other rewards credit card that give you a better earning potential with a larger set availability. They will even offer lower prices compared to this credit card.
(Visit Zions Bank for more information)
What’s the Competition?
There are some of Zions Bank Amazing Rewards credit card’s top competitors listed below.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
